As a long time real estate investor and business owner, Mr. Thomas "TJ" Loftin (known as "TJ") spent a lot of time observing business and real estate trends and watched some major disruptions in both areas. Therefore, TJ decided to travel the country to closely monitor them. He came to the realization that in less than a decade most people will not be able to afford real estate ownership or even be able to start a business and own the building that it's in or possibly afford to rent the building. "We are raising the first generation of non-homeowners, and that's dangerous." So, TJ decided to write his first book, "Monetizing Gentrification" and created a tour traveling around the country giving presentations, trainings and coaching to better help those who would like to create a legacy.