anyone who wishes to achieve financial freedom. Managing money and planning our finances for different stages and situations is sensible if we don't want to find ourselves in a mess. Those who lack this management or planning skill often end up feeling lost. They struggle to pay off their debts and stay on top of their bills. Educating yourself in financial knowledge is a life skill necessary to have if you don't want to live your entire life living paycheck to paycheck. Even if you manage to make ends meet, an emergency, such as a medical problem or car crash, can dent your pocket. Your financial situation can improve drastically when you know how to budget your money and learn to invest it in the right places.

Unfortunately, financial literacy is not something that we are taught at school. Our perception of money is influenced by our upbringing, experiences, and daily observances. This is why many of us cultivate very toxic relationships with money. Because financial literacy isn't taught to us like history, math, or literature, we need to take it upon ourselves to enhance our monetary knowledge. Taking steps to improve your financial wellness is crucial. This is because our financial situation can deeply influence our physical, mental, and emotional health.