Polo instructor Nicholas Kaharchek senses danger the minute he sees Billie Pearce. She represents everything he's always avoided. Happy in her home life, a divorced mother of two, Billie is the epitome of stability. She's also irresistibly fascinating to the footloose Nick, who is instantly attracted...in a car crash sort of way. Their fateful meeting will put them on a collision course of seduction, dysfunction, mayhem, murder--and maybe even love...