You don't have to struggle with burdensome debt. By filing for Chapter 7, relief can be yours in as few as four months. How to File for Chapter 7 Bankruptcy explains the bankruptcy process in easy-to-understand language, including:

- whether you'll qualify for a Chapter 7 discharge

- the debts that get wiped out in Chapter 7

- the property you'll be able to keep, and

- how to retain a home or car.

Once you're ready to file, you'll use the step-by-step instructions to:

- complete the official bankruptcy court forms

- prepare for the meeting of creditors (the one appearance you'll make)

- file your debtor education course certificates, and

- rebuild your credit after receiving your fresh start.