ion to young adults: Will you control your money or will your money control you? Emphasizing starting early as the key to success, it champions the 'pay yourself first' budgeting plan, the wonders of compound interest, effective habit building, and the role of an emergency fund, and cautions on the lures and risks of credit card debt. Written with humor and anecdotes, Your Money, Day One provides the basic financial knowledge needed and details the personal responsibility necessary to ensure a successful financial future.