Miss Caroline has doubts when she receives an urgent invitation from a London law firm to discuss her late father's estate. After all, the dishonored Earl of Morton died without a pound sterling to pass on to his two daughters. But while immersing herself in helping Mrs. Frogerton's capricious daughter navigate the high social season, Caroline meets with a cagey lawyer, Mr. Smith, who shares life-altering news--the earl composed a second will, leaving behind an undisclosed fortune.

Mrs. Frogerton, however, is thoroughly unimpressed with the firm's conduct and suspicious of their true motives. Her instinct proves right when the two ladies find the office ransacked, staff in turmoil, and Mr. Smith missing. The full weight of the situation doesn't sink in until Mr. Smith dies following a brutal attack on the street--discovered with an empty envelope bearing Caroline's name in his pocket.

With a connection forming between two deaths at the firm, Caroline can't imagine why anyone would kill twice over the contents of a will. Further complicating matters is the amorous Mr. DeBloom--who claims his mother goaded the earl into making bad investments and promises to link Caroline to her inheritance--and the disappearance of Susan, her younger sister. As Caroline unwittingly becomes the center of both a criminal case and a sordid love triangle, she must tread with caution while seeking the truth . . . because someone is waiting to reduce her to nothing more than a signature on a dotted line.