JoLayne Lucks lives in a town infamous for its suspicious miracles, but she's still elated when her lottery numbers finally pay off big-$28 million, to be exact. And she has great plans for her fortune: to save a rare piece of Florida paradise from the bulldozers. Only one problem: There's another winning Lotto ticket, and the people who've got it just never learned how to share. When the two militia wannabes swipe JoLayne's ticket, she enlists an off-the-rails newspaperman to help her track down the trigger-happy creeps and their bewildered hostage, a Hooters waitress. Getting rich quick is never easy...