By both society's measure and her own, fifteen-year-old Zoe Mahar is pretty much a loser. Then one day she ducks into Spencerport Savings and Loan simply to get out of the rain--and witnesses a bank robbery gone horrifyingly wrong. The good news is that Zoe has a unique ability: she can play back time and repeat events. But it's not an unlimited deal--she can only jump 23 minutes, and her first playback creates an even more disastrous outcome. Zoe has only 10 tries to get it right before this particular 23 minutes becomes irreversible. In the process of trying to become the heroine she doesn't believe she can be, Zoe learns about herself and realizes that there is more to who she is than she thought.