The Pillars of Planning is an easy-to-read book that can help you understand and navigate the financial planning process. Authors Ryan Kinser and Brett Oley provide front-line insights on how to develop discipline for a great financial future with chapters that simplify often-complicated topics like asset classes and life insurance. They also outline the steps necessary to prepare a winning investment recipe, discuss taxes and debt, and recommend how to identify and curate a great financial planning team.

As you approach retirement, your money needs to be working to support all your goals and cover all your expenses for many years. You also need a plan that will protect your investments from possible market volatility and unforeseen circumstances like critical health issues. The Pillars of Planning will help you recognize common emotional biases that might impair investment opportunity and growth, and it has tactics on how to communicate with confidence when meeting with planners and your families so all your financial needs can be understood.

This book is a great resource for anyone who wants to improve their knowledge of the markets and basic investing. Young professionals who are eager to begin the planning process early will enjoy the book's easy-to-follow plan building process. Retirees will find the book as an asset as they explore a deeper understanding of how the bond market works and whether a sophisticated investment tool recommendation is a good fit.