Julian has saved his pennies--and quarters and dollars--for ages. He keeps them in a safe place, at the top of the closet, behind his winter blanket in his trusty piggy bank, Wilbur. But now his mom, his dad, even his best friend, Lucy, who barely saves any money at all, says Wilbur isn't safe enough. They want him to move his money to a bank! Will Julian keep Wilbur, or open a savings account? What's the right thing to do?