Heartland Insurance, the brainchild of multimillionaire Jared Finch, has a simple business model-buy people's life insurance policies and collect the proceeds when they die. New Orleans homicide detective Jo Crowder and FBI Special Agent Alex Hill suspect there is a sinister relationship between Finch's company and a research laboratory that is testing an experimental serum on animals. Hill and Crowder team up to investigate why so many people connected to Finch and his company are dying. But are they willing to break the law and risk their lives to uncover the horrifying truth?