Too often we think of forgiveness as some long process we need to go through before we can have peace. Nothing could be further from the truth. Actually, forgiveness is transactional. When someone wounds us, a debt is incurred. The payment required to make us whole again is staggering. And who pays? No amount of apologies or other forms of restitution from the offending party could ever cover the cost of their sin that wounded us. But there is good news! God has given us a strategy in His Word to help us live out Gospel-centric forgiveness. To truly forgive someone, we must look to the Cross where the blood of Jesus covers all sin, including the ones that wound us.