Frank is another dreamer whose life is suddenly burned to the ground. More a disillusioned literature Ph.D. than an experienced financier, he had naively agreed to join his wife's inheritance with his own personal guarantee of a college friend's private equity partnership debt.

­The business implosion and subsequent bankruptcy took all their assets. Francy, an orphaned European heiress, now finds herself homeless, still married to pleasant, witty Frank--who had failed to protect them from disaster.

­The couple flees Manhattan to live at a desolate non-working Hudson Valley farm. Frank starts an artisanal brewery with a charismatic new eccentric friend. And, central to the heart of the story, he takes up fly fishing. A local doctor, perceiving Frank's depression, prescribes that he gain some confidence through self-taught fishing.

Frank's perceptions on the water are fresh and acute, sometimes colored by his memory of the words of famous writers, now painfully ironic in his life's new context. ­ The novel weaves together fly fishing and life experiences that ultimately turn shockingly deadly.

And throughout, there is Francy's story. Now in exile, she re-approaches painting with new and darkly complex emotional energy. Painting in reclusive concentration, she cuts Frank off, tacitly becoming her own woman. Her work's enigmatic intensity attracts a wealthy neighbor who offers Francy a show in his Manhattan gallery and that attracts a great deal of trouble indeed.